Definition: Private patrol operator insurance is a type of insurance policy that is designed to protect the personal safety and security of individuals in an emergency situation. It provides coverage for property damage, injuries, or theft caused by unauthorized use of someone's vehicle. The term 'private' refers to the fact that the insurance policy is only available to individuals who have hired private operators to drive their vehicles, rather than being covered by a general public operator. This means that the individual has control over whom they hire and when they pay for their services. The word 'patrol' refers to the act of taking someone or something away from someone else's property without their consent or authorization. In the context of insurance policies, it is used to describe situations where an individual hires a private operator to take their vehicle away from them. Overall, private patrol operator insurance provides protection against accidents that occur during the operation of private vehicles, and helps individuals in emergency situations to ensure that their belongings are protected and safe.